Loan Program

Loan Programs

DSCR

Close DSCR loans with the fastest turn times in the industry

  • No Ratio Loans

  • No Income No Employment

  • Condotels, Mixed Use, 5–8 Units

12/24 Months Bank Statements

The perfect fit for self-employed borrowers

  • Personal / business / combined

  • As low as 3 month reserves

  • Concierge Service to calculate income

12/24 Months Bank Statements

The perfect fit for self-employed borrowers

  • Personal / business / combined

  • As low as 3 month reserves

  • Concierge Service to calculate income

Short Term

We offer short-term bridge financing, fix and flip financing

  • 12 – 18 Months

  • $250k – $2.5M

  • Cash-Out: Up to 65% of the As-Is Value

Long Term

We offer short-term bridge financing, fix and flip financing

  • 30-Years

  • $100k – $2M

  • Cash-Out: Up to 65% of the As-Is Value

New Construction

We are able to provide financing to cover all of your ground-up construction needs

  • 12 – 24 Months

  • $100k* – $2M

  • Starting at 10.99%

Build to Rent

Construction loans for builders with a build to rent strategy. Save time, money, and headaches

  • Fast, simple closings

  • 13, 19, 24-month term

  • Non-recourse available

Prime Jumbo

A solution for borrowers seeking large home loans

  • Loan amounts up to $2.5 million

  • DTI up to 45%

  • No MI required

Second Mortgage

A solution to secure additional funding with existing equity

  • Loan amounts up to $500,000

  • DTI up to 50%

  • Owner-occupied, second home, investment, Foreign National

Shop: 7315 W BRIDGE WAY RD, West Bloomfield MI 48322

Call (248) 205-9661

Site: https://tmjfundingsolutions.com/

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